Do you have a savings plan for personal goals (e.g., buying a car or house, taking a vacation, retirement)?

Do you make a budget and review it..

I keep track of all expenses and income for myself and my family.

Do you buy items you don’t need or can’t afford and regret it afterwards?

Do you carry a balance on your credit card?

Do you have to borrow money to make it from one pay cheque to the next?

Has a collection agency ever contacted you to repay a debt?

If you would like assistance getting back on track, call us at 1.800.463.8371 or in Winnipeg at 204.925.6400